My financial adviser says it's very important to have an expert like him looking after my financial assets, so that my funds can be switched from one fund to another when necessary. He laughed like a hyena when I said I wanted to look after my own portfolio. Can I look after my own portfolio, Moneybox Man? Confused, Canterbury

I'm glad you asked me that, Confused Canterbury. Certainly you can look after your own portfolio. And it will not need constant attention, or a great deal of switching about between funds. A balanced equities portfolio can be left alone for 12 months or indeed 12 years if you are using investment trusts or unit trusts. Join our seminars to learn more!